Confidential Bank

About the Role

Seeking a highly motivated individual with business lending experience. Someone with proven sales experience to analyze loan requests and make strategic decisions on credit and lending needs to achieve customer satisfaction while always adhering to policies and practices.
DUTIES AND RESPONSIBILITIES:
  • Participate in commercial business development activities.
  • Interview business loan applicants to develop information concerning their loan needs, earnings, and financial conditions.
  • Analyze current financial position of customers to determine the degree of risk involved in extending credit or lending money.
  • Make decisions to approve, disapprove, or forward the loan request to higher levels for decision.
  • Explain loan programs to customers, evaluates their needs and recommends loan options.
  • Establish the terms and conditions for a loan approval and reviews them with the customer.
  • Prepare and/or review all loan documents for completion and accuracy and closing loan transactions.
  • Follow current loans to ensure compliance with terms and coordinates with collections.
  • Stay informed of current trends in business credits.
  • Other duties as assigned
QUALIFICATIONS:
  • Three to eight years of similar or related experience, including preparatory experience.
KNOWLEDGE, SKILL, ABILITY
Professionalism: Exhibit a professional manner in dealing with others; work to develop and maintain
cooperative and positive working relationships; represent the bank in a positive manner; maintain
credibility with others.
Ethical Behavior: Model high standard of honesty, integrity, trust, and openness. Understand and follow
through with appropriate standards of conduct and moral judgment; willing to act outside the norm when
needed to adhere to ethical principles. Communicate and demonstrate actions in a consistent manner.
Respect others, regardless of individual capabilities, agendas, opinions or needs.
Confidentiality: Maintain strict confidentiality regarding any information obtained during the course of
performing job duties; adhere to Bank policies and procedures regarding confidentiality.
WORK ENVIRONMENT: Must be able to routinely perform work indoors in climate-controlled private office with minimal noise.

What We Offer

COMPENSATION & BENEFITS: Salary is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to, flexible health coverage options: medical/dental/vision (partially employer paid with competitive premiums), health rewards program, possible employer contribution to a Health Savings Account, Employee Assistance Program (EAP); life insurance; 401K retirement plan with immediate vesting (up to 3% employer match, 3% automatic employer contribution, and profit sharing); discounted banking products and services; paid vacation/sick days, and paid holidays.

To apply for this job email your details to atempleman@frontlinerecruit.com