Website Confidential Bank

Duties

As our Loan Officer, you will generate quality loans and build full relationships with loan customers that include referrals for other Bank products and services:

  • Actively participate in new business development program.
  • Interview applicants for commercial, Ag and consumer loans and negotiate credit terms such as
    costs, loan repayment methods and collateral specifications.
  • Structure and analyze new and renewed loan requests and make loans within lending authority.
  • Close loans, complete file documentation, and maintain files.
  • Manage all aspects of an assigned portfolio of loans and relationships.
  • Monitor compliance with loan policies and appropriate regulations.
  • Collect past due loans or work with Loss Mitigation staff in collection of delinquent accounts.
  • Send financial statements to credit analysts for spreading and analysis.
  • Handle customer service matters and inquiries for lending and non-lending issues. Advise and assist
    commercial loan staff with resolutions for customers with difficult issues.
  • Provide informal training and guidance for less experienced lenders.
  • Participate in community activities and organizations.
  • Cross sell all company products and services; refer appropriate banking opportunities to other
    departments and personnel.
  • Serve as member of the Bank’s Officer Loan Committee and participate in other ad hoc committee
    activities.
  • Manage technical and policy exceptions.
  • Perform other related duties as assigned.

Education and Experience Requirements

High school diploma or equivalent

Education and Experience Preferences

4-year college degree (accounting, business, finance,management or related) and 2 years relevant
experience – or equivalent combination of education & experience

Sales experience

Extensive knowledge of loan guidelines, products
and services

Knowledge of and/or experience with SBA guaranteed and rural development B & I loan
programs, FSA loan programs

To apply for this job email your details to atempleman@frontlinerecruit.com